ACI Speedpay Pulse report finds 59% of US adults lack savings for $1,000 emergency expense - ACIW News | RalliesACI Speedpay Pulse report finds 59% of US adults lack savings for $1,000 emergency expense
A
ACIW• Speedpay Pulse report highlights bill-pay and savings trends
- ACI Worldwide’s 2026 Speedpay Pulse Report found 59% of US adults lack savings to cover a $1,000 emergency expense.
- Control over bill timing has become decision-driving, with over 60% calling it very or extremely important.
- Debit card use reached 52.7% in 2025, leading credit cards by 11.4%, signaling a shift toward spend-limited payment methods.
- Digital bill pay accelerated, with 40% using mobile wallets in 2025, up from 17% in 2019.
- AI usage rose to 53.4%, yet 89.1% still prefer human support for billing issues, highlighting a trust gap in automation.
CHSN
•
