ACI Worldwide Launches Cloud-Native Card Payments Suite with AI-Driven Fraud Prevention
ACI Worldwide launched ACI Connetic for Cards, a fully integrated cloud-native suite unifying card, A2A and AI-driven fraud functionalities on a single platform. The enterprise-grade modular solution leverages ACI’s processing of over 300 billion annual card transactions and supports end-to-end transaction lifecycle with intelligent routing, authentication and secure clearing.
1. Product Launch and Integration
ACI Worldwide introduced ACI Connetic for Cards, a fully integrated card payments suite embedded within its cloud-native Connetic hub, combining account-to-account, card processing and AI-based fraud prevention on one platform to modernize retail payment operations.
2. Modular Architecture and Workflow
The enterprise-grade solution supports the full payment lifecycle—capturing channel data, authenticating and routing transactions to hosts and networks, securely authorizing and clearing for settlement—while offering API-first modular components for rapid feature deployment and continuous innovation.
3. Market Trends and Volume
ACI processes more than 300 billion card transactions annually, and global card transactions reached 776 billion in 2024, projected to grow to 1.1 trillion by 2029, underscoring rising contactless, e-commerce and B2B payment digitization driving demand for scalable, resilient infrastructure.
4. Customer Adoption and Benefits
Financial institutions like Solaris SE are implementing the suite to simplify operations, improve resilience and accelerate service rollouts; the unified cloud-native architecture aims to reduce risk while enabling banks to introduce new payment types and customer experiences at pace.