ACI Worldwide Q4 EPS Misses by 17% Despite High-Single-Digit Revenue Growth
ACI Worldwide reported Q4 adjusted EPS of $0.90, missing consensus by 17% as G&A expenses surged faster than revenue. Revenue climbed high-single-digits led by Biller’s low-teens growth versus low-single-digit Payment Software gains, and 2026 guidance projects 6.9%-8.5% revenue growth to $1.88B-$1.91B with $530M-$550M EBITDA.
1. Q4 Earnings Results
ACI Worldwide reported adjusted Q4 EPS of $0.90, down 17% from expectations, as general and administrative costs grew faster than revenue, squeezing profit margins.
2. Segment Revenue Performance
Total revenue rose in the high-single digits, driven by the Biller segment’s low-teens growth in both total and recurring revenue, while the Payment Software segment delivered low-single-digit gains.
3. 2026 Guidance
Management projects 2026 revenue of $1.88 billion to $1.91 billion (6.9%-8.5% growth) and adjusted EBITDA of $530 million to $550 million (4.7%-8.7% growth), indicating ongoing margin challenges.