Alkami’s MANTL Platform Goes Live at Atlantic FCU and Enables 5-Minute Accounts at Grow Financial
Alkami’s MANTL Loan Origination Platform launched at The Atlantic Federal Credit Union, automating eligibility, enrollment and funding for auto, personal, credit card and specialty vehicle loans. The company also won Grow Financial Credit Union to implement MANTL onboarding and account opening, enabling online deposit account creation in under five minutes.
1. Alkami’s Strategic Acquisition and Integration of MANTL
In March 2025, Alkami Technology completed its acquisition of MANTL, a leading account origination platform, signaling a strategic pivot into end-to-end digital lending and deposit onboarding. Since the acquisition, Alkami has fully integrated MANTL’s technology into its Digital Sales & Service Platform, enabling real-time account opening for deposit and loan products. As of January 2026, MANTL Deposit Origination can open consumer deposit accounts in under five minutes and business accounts in under ten minutes, with customers collectively raising billions in core deposits. This integration strengthens Alkami’s position in the U.S. digital banking market and diversifies its revenue streams beyond core digital banking offerings.
2. Milestone Launch with The Atlantic Federal Credit Union
On January 22, 2026, New Jersey’s The Atlantic Federal Credit Union became the first credit union to go live with consumer loans on the MANTL Loan Origination Platform. The project automates eligibility verification and membership enrollment in real time, reducing manual underwriting steps and shortening application-to-funding timelines. The Atlantic FCU launched a full suite of consumer loan products—including auto loans, personal loans, credit cards, specialty vehicle loans, personal lines of credit, and share- and certificate-secured loans—and plans to expand into home equity lending. This rollout underscores Alkami’s ability to convert early development partnerships—over ten financial institutions in a product cohort—into scalable, revenue-generating deployments.
3. Expanded Adoption by Grow Financial Credit Union
On January 21, 2026, Grow Financial Credit Union announced it will adopt MANTL’s Onboarding & Account Opening Solution to streamline both digital and in-branch retail account opening. Serving nearly 300,000 members across 26 branches in West Central Florida and South Carolina, Grow Financial expects to reduce online account opening time to under five minutes and in-branch account opening to under ten minutes. Internally, the credit union anticipates staff efficiency gains of up to 30% through automated data prefill and decisioning, allowing employees to focus on advisory services. This extension of Alkami’s platform highlights accelerating pull-through of MANTL capabilities among mid-sized credit unions focused on operational efficiency and member experience.
4. Validation through Industry Recognition and Partner Ecosystem
Alkami’s platform has been certified by J.D. Power for “An Outstanding Mobile Banking Platform Experience” in both 2024 and 2025, reflecting strong user satisfaction metrics relative to peers. On the lending side, the company has expanded its ecosystem by integrating with partners such as Taktile and Method Financial, and introducing SBA lending capabilities via Grasshopper Bank. With an automated loan decisioning engine capable of processing 100% of straightforward applications without manual intervention, Alkami anticipates a 25% year-over-year increase in loan origination volumes across its MANTL customer base in 2026.