American Coastal targets mid-20s ROE in specialty underwriting pitch to investors
ACIC•Investor presentation highlights underwriting and growth targets
American Coastal investor presentation highlighted Florida market leadership, citing $573 million premium in force across about 4,450 policies.
FY 2025 core EPS was USD 2.08; YTD Q2 2026 core EPS was USD 0.72. Book value per share rose to USD 7.21.
FY 2025 combined ratio was 60.1%; YTD Q2 2026 combined ratio was 70.3%. Underlying combined ratio was 68.6%.
Named-windstorm reinsurance limit was USD 1.7 billion; first-event retention was USD 23.5 million. Second-event retention was USD 25 million.
E&S expansion was outlined via the AmRisc quota share; USD 28.7 million written premium year-to-date, framed as USD 70-80 million for 2026.




