American Express preliminary U.S. consumer card past-due rate was 1.2% as of Sept. 30
AXP•American Express reported a preliminary U.S. consumer card 30-days-past-due rate of 1.2% as of Sept. 30, 2026. Consumer and small-business card net write-off rates were 1.5% and 2.1%, respectively, while the small-business past-due rate was 1.4%.
1. Card credit metrics
American Express reported preliminary U.S. consumer card metrics as of Sept. 30, 2026: a 1.2% 30-days-past-due rate and a 1.5% net write-off rate, principal only. Its U.S. small-business card net write-off rate, principal only, was 2.1%, and 1.4% of small-business card balances were 30 days past due.
