PennyMac Financial Services, Inc. has scheduled the release of its fourth-quarter and full-year 2025 results after market close on Thursday, January 29, 2026. Management will host a conference call and live audio webcast at 5:00 p.m. Eastern Time the same day to review financial results and operational highlights. The release, webcast and accompanying slide materials will be available online at pfsi.pennymac.com, and a replay of the webcast will be posted shortly after the live event. Investors unable to access online materials may request copies by contacting the Investor Relations department at 818-264-4907.

Analysts currently forecast Q4 EPS of $3.23 and revenues of $639.8 million, representing year-over-year growth of roughly 148% in revenue compared with Q4 2024. Consensus estimates for full-year 2025 EPS stand at $14.00, with next year’s EPS projected at $16.00. These expectations reflect continued strength in Mortgage Servicing Rights (MSR) fee income and expanded origination volumes, positioning PennyMac to potentially beat consensus for a second consecutive quarter following its Q3 outperformance.

In Q3 2025, PennyMac reported EPS of $3.37, exceeding consensus by $0.39, and generated $632.9 million in revenue, topping estimates by $59.4 million. Return on equity stood at 11.7% and net margin at 25.2%. For the twelve months ended September 30, 2025, PennyMac’s production segment closed $139 billion of newly originated loans in unpaid principal balance, ranking the firm among the top five U.S. lenders. Its servicing portfolio reached $717 billion in unpaid principal balance, making it one of the largest mortgage servicers nationally. Institutional investors now hold 57.9% of outstanding shares, underscoring strong institutional conviction in the firm’s growth trajectory.