Citigroup CEO Jane Fraser told lawmakers on Tuesday that she does not expect Congress to enact caps on credit card interest rates as recently proposed by the administration. Speaking on CNBC’s Squawk on the Street, Fraser also addressed the recent market sell–off, stating that she is confident global policymakers and key allies will reach “some form of resolution” to stabilize investor sentiment. Her comments come ahead of Citigroup’s participation in the World Economic Forum, where Fraser is scheduled to meet with other financial leaders to discuss economic risks and policy responses.

In its fourth quarter report, Citigroup posted earnings per share of $1.81, outperforming consensus estimates by $0.16. Net margin stood at 8.5%, while return on equity measured 8.28%. Total revenue came in at $19.87 billion, missing the street estimate of $20.99 billion but still reflecting year‐over‐year growth of 2.1%. Notably, credit card loan balances continued to expand, offsetting weakness in fixed‐income trading and treasury services. Management reaffirmed its full‐year EPS forecast of approximately $7.50, underpinned by expected interest rate stability and ongoing cost discipline.

MarketBeat data show that 14 of 20 research firms currently recommend buying Citigroup shares, while six advise holding, yielding an overall Moderate Buy consensus. Recent analyst notes include HSBC reiterating a Buy rating, JPMorgan Chase upgrading Citi from Neutral to Overweight, and Oppenheimer boosting its Outperform rating. Wolfe Research and several boutique firms also reaffirmed bullish outlooks, even as one regional bank trimmed its recommendation to Hold. The average one‐year price objective among those updating coverage in the past year stands comfortably above current levels, reflecting expectations for improving loan mix and fee income.

Citigroup declared a quarterly dividend of $0.60 per share, marking an annualized payout of $2.40 and a yield of roughly 2.0%. The ex‐dividend date is February 2, with payment slated for February 27. The payout ratio remains conservative at 34.4%, leaving room for future increases. Meanwhile, institutional investors continue to hold more than 70% of outstanding shares. Recent filings show several hedge funds and asset managers boosting their stakes, citing attractive valuation relative to earnings power and a resilient capital position under Basel III stress scenarios.