Alkami’s MANTL Powers Atlantic FCU Loans and Grow Financial’s Sub-5-Minute Onboarding
Alkami’s MANTL solution saw New Jersey’s Atlantic FCU go live with consumer loan origination, automating real-time eligibility verification and planning expansion into home equity products. Grow Financial Credit Union adopted MANTL’s Onboarding & Account Opening Solution to enable sub-five-minute online account openings and unified digital-in-branch onboarding.
1. Alkami’s MANTL Loan Origination Drives First Credit Union Launch
On January 22, 2026, Alkami Technology’s MANTL Loan Origination Platform went live with New Jersey–based The Atlantic Federal Credit Union, marking the first credit union deployment of consumer lending on the platform. The Atlantic FCU now offers six consumer loan products—auto, personal, credit card, specialty vehicle, personal line of credit and share-secured loans—through an automated, real-time eligibility and membership enrollment process. By integrating deposit onboarding and loan origination in a single workflow, the credit union reports a projected 25% reduction in application processing time and anticipates a 15% lift in new loan originations in Q1 2026. Plans are already in place to extend the platform to home equity loans and lines of credit by mid-year.
2. Grow Financial Expands Alkami Partnership to Accelerate Account Opening
On January 21, 2026, Grow Financial Credit Union announced the adoption of MANTL’s Onboarding & Account Opening solution as part of its existing Alkami platform. This initiative aims to reduce digital account opening to under five minutes online and ten minutes in-branch, compared to prior averages of 12 and 20 minutes respectively. Serving nearly 300,000 members across 26 branches in Florida and South Carolina, Grow Financial projects a 30% increase in new deposit accounts and a 20% uplift in cross-sell opportunities within the first year of implementation.
3. Alkami’s Industry Recognition and Growth Trajectory
Since completing its acquisition of MANTL in March 2025, Alkami has expanded its ecosystem to include best-in-class lending partners such as Taktile and Method Financial. The company’s digital sales and service platform has driven over $3 billion in core deposits and automated up to 100% of loan application decisions for its clients. Alkami’s mobile banking solution earned J.D. Power’s “Outstanding Mobile Banking Platform Experience” certification in both 2024 and 2025, underscoring its leadership in digital banking innovation.