Bank of America Maintains $0.28 Dividend as Q4 EPS Tops Estimates and Guides 200bps Leverage

BACBAC

Bank of America's board declared a $0.28 per share quarterly dividend for Q1 2026, unchanged since July 2024's raise from $0.24. Q4 2025 results delivered $0.98 EPS and $28.4 billion revenue versus $0.96 and $27.55 billion estimates, while it guided FY2026 operating leverage at 200 bps low end of its 200-300 bps range.

1. Dividend Declaration and History

In early February, the board declared a $0.28 per share dividend for Q1 2026, matching payments since July 2024 when the quarterly payout was raised from $0.24.

2. Q4 2025 Earnings Performance

The bank reported Q4 2025 EPS of $0.98, exceeding the $0.96 consensus, and posted revenue of $28.4 billion versus forecasts of $27.55 billion.

3. Future Outlook and Market Reaction

Management guided FY2026 operating leverage to approximately 200 basis points, at the low end of its 200-300 basis point target range, prompting a price target reduction from $66 to $64 and a share price decline despite a reaffirmed revenue growth outlook.

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