Bank of America reported fourth-quarter EPS of $0.98, beating the consensus estimate of $0.96 by $0.02. Revenue for the period reached $28.53 billion, topping Wall Street forecasts of $27.73 billion and marking a 12.3% year-over-year increase. The bank delivered a return on equity of 11.07% and a net profit margin of 16.23%, reflecting steady improvements in both loan growth and cost control as interest rates remained elevated.

In December, the firm paid a quarterly dividend of $0.28 per share, representing an annualized payout of $1.12 and a yield of 2.1%. The dividend payout ratio stands at 29.24%, comfortably below the peer-group average, underscoring management’s commitment to returning capital while preserving balance-sheet flexibility amid ongoing funding cost pressures.

Over the past four months, five major research houses have revised their opinions on Bank of America. Erste Group upgraded to a Buy rating in early October, JPMorgan raised its target by $3 in January, Deutsche Bank boosted its outlook by $2 in September, HSBC moved to Buy with a $50 target in early January, and Citigroup increased its objective by $4 in mid-October. Collectively, analysts now report an average Moderate Buy consensus with an implied share target near $59.74, reflecting expectations for continued net interest income growth in 2026.

Representative Julie Johnson of Texas disclosed a sale of Bank of America shares valued between $1,001 and $15,000 on December 18, 2025, executed through her Chase Brokerage Account. This transaction was part of a broader set of divestitures on the same date, covering a basket of blue-chip financials, industrials and consumer staples, and highlights ongoing scrutiny of legislative insider activity in financial sector names.