Bank of America will unveil its fourth quarter 2025 financial results on Wednesday, January 14, with a press release set for approximately 6:45 a.m. Eastern Time. An investor conference call will follow at 8:30 a.m. Eastern Time, accessible via a U.S. listen-only line at 1.877.200.4456 or an international line at 1.785.424.1732 using conference ID 79795. The company’s news release, supplemental filing and investor presentation will be available on its Investor Relations website, and a Form 8-K containing detailed financials will be filed with the U.S. Securities and Exchange Commission. Replay of the call will be offered online and by phone from noon on January 14 through 11:59 p.m. ET on January 23.

Over the course of 2025, Bank of America shares climbed 24.1%, outpacing the broader U.S. equity benchmark for the second consecutive year. This performance was driven by sustained net interest income growth, which rose by an estimated mid-single digits year-over-year, and strong trading revenues. The bank’s efficiency ratio improved by roughly 150 basis points compared with the prior year, reflecting disciplined expense control across its consumer banking and global markets divisions.

Investors will be watching loan growth trends as the bank seeks to expand its credit portfolio beyond the roughly $1.3 trillion mark reached in Q3 2025. Management has signaled plans to open 50 new branch locations this year, adding to its existing network of about 3,600 retail financial centers and 15,000 ATMs. Digital engagement remains a core focus, with nearly 59 million verified users on its mobile and online platforms. In wealth management, the bank managed over $2.4 trillion in client assets at year-end, while its small business unit supported approximately 4 million households with specialized lending and treasury services. The strength of the bank’s balance sheet – with a Common Equity Tier 1 ratio above 11% – underpins its capacity for capital returns through dividends and share repurchases in 2026.