Bank OZK Q1 2026 Net Income Falls 5.1% to $159.3M, EPS Down 2.0%

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Bank OZK reported Q1 2026 net income available to common stockholders of $159.3 million, down 5.1% from $167.9 million a year earlier. Diluted EPS for the quarter fell 2.0% to $1.44 from $1.47 in Q1 2025.

1. First Quarter 2026 Financial Results

Bank OZK generated net income available to common stockholders of $159.3 million in Q1 2026, a 5.1% decrease from $167.9 million in Q1 2025. Diluted earnings per common share decreased 2.0% to $1.44 from $1.47 in the prior-year period.

2. Management Commentary

Chairman and CEO George Gleason noted the bank’s veteran team effectively navigated a challenging macroeconomic and geopolitical environment. He emphasized that strategic initiatives remain on track, positioning the bank to capitalize on emerging opportunities throughout the year.

3. Conference Call Information

Management will host a conference call on April 22, 2026 at 7:30 a.m. CT (8:30 a.m. ET) to discuss Q1 results. Interested parties may register online to participate via telephone or listen live via webcast on the bank’s investor relations website, with a replay archived for 30 days.

4. Company Profile

Established in 1903, Bank OZK operates 268 offices across nine states and reported $41.7 billion in total assets as of March 31, 2026. The regional bank provides commercial and consumer banking services with a focus on innovative financial solutions.

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