Bank OZK Target Raised to $61 After Record $6.18 EPS
Morgan Stanley raised Bank OZK’s price target to $61 from $57, keeping an Equal Weight rating and boosting midcap bank targets by a median 8% on expected loan growth, net interest margin expansion and capital returns. Q4 net income slipped 3.5% to $171.9 million and full-year EPS hit a record $6.18.
1. Morgan Stanley Price Target Increase
Morgan Stanley raised Bank OZK’s price target to $61 from $57 while maintaining an Equal Weight rating. The firm lifted midcap bank targets by a median 8%, citing sustained loan growth, widening net interest margins and capital return initiatives as key support.
2. Q4 and Full-Year Financial Results
In the fourth quarter of 2025, Bank OZK reported net income available to common shareholders of $171.9 million, down 3.5% from the prior year’s $178.1 million. For the full year, net income reached $699.3 million and diluted EPS totaled a record $6.18, up 0.7% year-over-year.
3. Growth Drivers and Outlook
Bank OZK achieved record annual net interest income of $1.59 billion and grew assets by 47% over the past three years. Management aims to drive another year of record earnings per share in 2026, leveraging strong capital levels and ongoing net interest margin expansion.