Bank7 Corp Q1 Net Income Jumps 16.2%, EPS Hits $1.25 Record
Bank7 Corp reported Q1 net income of $12.01 million, a 16.2% increase year-over-year, and record EPS of $1.25, up 15.7% from $1.08. Total assets grew 8.9% to $1.945 billion and total loans rose 11.9% to $1.59 billion, while Tier 1 leverage ratio stood at 13.24%.
1. Q1 Financial Highlights
In Q1 2026, net income rose 16.2% to $12.01 million and EPS increased 15.7% to $1.25, driven by a 10.99% rise in total interest income to $33.78 million and pre-provision pre-tax earnings up 15.4% at $15.82 million.
2. Balance Sheet Expansion
Total assets expanded 8.9% year-over-year to $1.945 billion, supported by an 11.9% increase in total loans to $1.59 billion and deposits of $1.671 billion, reflecting strong lending activity in its geographic markets.
3. Capital Strength and Liquidity
Tier 1 leverage ratio was 13.24% with total risk-based capital of 15.96%, significantly above well-capitalized thresholds, underpinning robust liquidity and providing capacity for further growth initiatives.