Bank7 Corp. continues to earn a Buy rating based on robust balance‐sheet expansion and conservative funding metrics. During Q4 2025, total deposits rose to $1.70 billion, a 12.3% year‐over‐year increase, while uninsured deposits represented a prudent 18.2% of the total. Total loans climbed to $1.60 billion—up 14.96% from year‐end 2024—highlighting sustained demand across commercial and consumer segments. Despite a modest net interest margin compression to 4.76%, the bank’s return on assets remained superior at 2.26%, underpinned by disciplined credit underwriting and steady net interest income.

For the quarter ended December 31, 2025, Bank7 posted net income of $10.8 million, essentially flat versus the prior quarter’s $10.8 million, resulting in diluted earnings per share of $1.12. Pre‐provision pre‐tax earnings came in at $14.2 million, a 4.95% decrease sequentially, reflecting a $0.9 million reduction in interest income partly offset by stable expense control. Total interest income reached $32.8 million, down 2.67% from Q3, while non‐performing assets remained minimal at 0.33% of loans outstanding.

For the full year, net income amounted to $43.1 million, a 5.75% decline from 2024’s $45.7 million, driven by a 2.11% drop in total interest income to $128.8 million. Total assets grew 12.87% year‐over‐year to $2.0 billion, supported by loan growth of 14.96%. The bank’s capital ratios remained well above regulatory well‐capitalized thresholds, with a Tier 1 leverage ratio of 12.82%, Tier 1 risk‐based capital at 14.09%, and total risk‐based capital at 15.25% as of December 31, 2025.