Beacon Bank Upgrades UN/FY Platform for AI Small Business and SBA Lending
BBT•Beacon Bank, with $24 billion in assets and 145 branches, is upgrading its UN/FY platform with Baker Hill to streamline small business and SBA loan origination via AI-enabled ASK BKR tools. Its 44 Business division has originated over $2 billion in SBA loans over 16 years, ranking among the top 25 nationwide.
1. Partnership Details
Beacon Bank and Baker Hill are expanding their long-standing relationship to implement enhancements to the UN/FY lending platform, aiming to modernize digital small business and SBA loan origination and improve borrower accessibility.
2. Beacon Bank Lending Operations
Beacon Bank, formed in 2025 through the $24 billion merger of Berkshire Hills Bancorp and Brookline Bancorp, operates over 145 branches across the Northeast. Its 44 Business Capital division has originated more than $2 billion in SBA 7(a) loans over 16 years and ranks among the top 25 originators nationwide.
3. AI-Enabled Digital Enhancements
The upgraded platform introduces ASK BKR, AI tools for document classification and automated financial spreading, streamlining credit analysis and accelerating approvals. Baker Hill plans further digital SBA capabilities in upcoming product increments to support sophisticated commercial lenders.
