Blue Ridge Bankshares turned to a net loss of $1.3 million, or ($0.01) per diluted share, from net income of $1.3 million, or $0.01, a year earlier.
Net interest income slid 16.67% to $16.5 million, on lower average loan balances.
Provision for credit losses swung to $3.5 million from a $0.7 million recovery, including a $2.9 million reserve tied to a single out-of-market relationship.
Total assets fell to $2.33 billion from $2.43 billion, reflecting a $53.2 million special cash dividend paid in April.
Total deposits edged down to $1.86 billion from $1.91 billion, as brokered time deposits dropped $52.9 million.