BOK Financial Corporation reported fourth-quarter earnings per share of $2.91, well above the consensus forecast of $2.16. Revenue for the period reached $560.1 million, surpassing estimates of $549.4 million and marking a new quarterly record. Net interest margin expanded to 2.98%, driven by disciplined expense management and lower funding costs. Sequential loan growth of 3.2% lifted balances to $25.6 billion, while deposits increased 2.4% to $39.4 billion, reflecting robust activity in the Southwest and Midwest markets. Adjusted net income per share of $2.48 exceeded the Zacks Consensus Estimate of $2.13 and represented a 16.9% year-over-year gain, underscoring operational efficiency and revenue diversification through higher fee income.

On January 20, 2026, Raymond James analysts set a new 12-month price target of $140 for BOK Financial, implying potential upside of 7.87%. The firm cited confidence in BOKF’s loan and deposit growth, stable net interest margins and strategic investments in digital banking capabilities. BOK Financial’s market capitalization stands at approximately $8.21 billion, and trading volume in the most recent session totaled 413,849 shares, indicating continued investor interest following the strong earnings release and positive analyst outlook.