Bybit Launches XAUT Earn With Flexible and Fixed-Term Interest on Tokenized Gold

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Bybit has launched XAUT Earn to enable customers to earn interest on Tether Gold holdings through flexible staking and fixed-term savings products. This interest-bearing tokenized gold offering could draw yield-seeking investors away from SPDR Gold Trust, which does not pay dividends, potentially affecting GLD fund inflows.

1. Bybit Introduces XAUT Earn

Bybit has unveiled XAUT Earn, a new product that allows users to earn interest on Tether Gold (XAUT) token holdings. The launch marks the exchange’s first foray into interest-bearing digital gold products.

2. Flexible and Fixed-Term Savings Options

XAUT Earn offers two distinct yield-generation models: a flexible staking option with on-demand access to holdings and fixed-term savings with predefined lock-up periods. Both products are designed to provide competitive rates compared with traditional non-yielding gold assets.

3. Implications for SPDR Gold Trust

SPDR Gold Trust (GLD), the largest gold ETF, does not pay dividends to shareholders. The introduction of interest-bearing tokenized gold could incentivize yield-focused investors to shift allocations away from GLD.

4. Broader Gold Market Context

Gold prices have jumped over 70% in the past year as investors seek safe-haven assets. Rising demand for yield-generating products reflects a broader trend toward combining capital preservation with income in precious metals.

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