Capgemini warns banks risk losing USD 230 billion in payments revenue as stablecoins go mainstream
XLF•Corporate demand could shift to non-banks
The report said nearly 60% of corporates would source stablecoin services from non-banks if banks fail to keep pace.
Tokenized deposits are a near-term priority
Tokenized deposits ranked banks’ top near-term priority to retain deposits and preserve liquidity, but only 21% are scaling at least one instrument.
Potential liquidity gains from wider adoption
The report estimated widespread adoption could unlock up to USD 4 trillion tied up in cross-border settlement and liquidity accounts.
Capgemini warns banks could lose payments revenue
Capgemini analysis warned banks could lose USD 230 billion in payments revenue as stablecoins, tokenized deposits and CBDCs scale.
The report projected these instruments could reach about 4% of global payments volume by 2030, pressuring FX spreads, float and processing fees.
