Capital Bancorp Q2 FY26 net income rises 18.6% to $14.25 million; diluted EPS climbs 19.2% to $0.87
CBNK•Capital Bancorp reports higher quarterly earnings and EPS
Capital Bancorp posted net income of $14.3 million, lifting diluted EPS 19.2% quarter-on-quarter to $0.87.
- ROA widened 19 basis points from the prior quarter to 1.52%, while ROTCE improved 193 basis points to 15.51%.
- Net interest margin narrowed 7 basis points quarter-on-quarter to 5.64%, while core net interest margin slipped 11 basis points to 4.04%.
- Deposits climbed $79.1 million, up 9.6% annualized from the prior quarter, while portfolio loans rose $59.5 million, up 7.9% annualized.
- Customer deposits grew 20.3% annualized as brokered deposits fell 23.8%, while tangible book value per share rose 14.7% to $23.45.
