Capital One July domestic card net charge-offs rise to 4.12% - COF News | RalliesCapital One July domestic card net charge-offs rise to 4.12%
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COF• July credit-card and auto credit metrics
- Capital One reported July 2026 domestic credit-card net charge-offs of $881 million, a 4.12% annualized rate on $256.7 billion average loans.
- Domestic credit-card 30+ day performing delinquencies totaled $9.01 billion, a 3.48% rate on $258.94 billion period-end loans.
- Auto net charge-offs were $111 million, a 1.48% annualized rate on $89.9 billion average loans.
- Auto 30+ day performing delinquencies were $3.98 billion, a 4.39% rate on $90.55 billion period-end loans.
- Auto nonperforming loans were $571 million, a 0.63% rate.
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