Capital One June domestic card net charge-off rate rises to 4.37% - COF News | RalliesCapital One June domestic card net charge-off rate rises to 4.37%
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COF• June monthly credit metrics
- Capital One reported June 2026 monthly credit metrics showing domestic credit card net charge-offs of $934 million, a 4.37% annualized rate.
- Domestic credit card 30+ day performing delinquencies totaled $8.77 billion, a 3.39% rate; period-end loans held for investment were $259.01 billion.
- Consumer Banking auto net charge-offs were $122 million, a 1.65% annualized rate; average loans held for investment were $88.68 billion.
- Auto 30+ day performing delinquencies were $3.86 billion, a 4.32% rate; nonperforming loans were $546 million, a 0.61% rate.
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