America’s Car-Mart has completed Phase 2 of its SG&A cost control strategy, consolidating 13 underperforming dealerships into nearby higher-performing locations. This follows the five consolidations finalized in November 2025, bringing the total closures to 18 across its South-Central U.S. markets. The affected markets include Alabama, Arkansas, Georgia, Kentucky, Oklahoma and Texas, with customers from Gadsden, AL; Macon, GA; Hopkinsville, KY; Ada, OK; Nacogdoches, TX and seven other cities now served by adjacent branches in Anniston, AL; Milledgeville, GA; Clarksville, TN; Ardmore, OK; Lufkin, TX and additional locations. Management estimates that consolidating these locations will reduce fixed costs by approximately 10% on a per-store basis, translating into annualized SG&A savings in the low single-digit millions. By reallocating inventory and workforce to higher-volume sites, Car-Mart expects to boost same-store gross profit margins by up to 150 basis points, driven by more efficient reconditioning processes under its Cox Automotive partnership and improved credit-loss management through standardized collections platforms. Despite the closures, Car-Mart has assured customers of uninterrupted access to sales, service and financing support at remaining dealerships within an average 20-mile radius of former sites. CEO Doug Campbell emphasized that the realignment preserves the company’s ‘exceptional customer experience’ while strengthening returns. The streamlined network aligns with the company’s new capital structure, which provides flexibility for disciplined reinvestment and positions Car-Mart for sustained profitability and growth in smaller secondary markets.