C&F Financial FY26 Q2 net income rises 11.1% to $8.63 million vs FY25 Q2
CFFI•C&F Financial reports higher Q2 net income and EPS
C&F Financial FY26 Q2 net income rose 11.06% to $8.63 million; EPS increased to $2.63 from $2.37.
Adjusted net income (non-GAAP) was $7.88 million; adjusted EPS was $2.40, excluding a $6.38 million gain and $5.63 million loss.
Net interest income (taxable-equivalent) climbed 9.79% to $29.44 million as net interest margin widened 14 basis points to 4.41%.
Community banking segment profit grew to $8.17 million; mortgage banking rose to $1.06 million while consumer finance edged down to $538,000.
The company declared a $0.48 quarterly dividend and repurchased 4,095 shares for $312,000 under a $5 million 2026 buyback plan.




