Cheche H1 FY26 net loss widens 72.3% to RMB 44.1 million; net revenues drop 34.4% to RMB 885 million
CCG•Updated full-year outlook
Full-year 2026 net revenue outlook was cut to RMB 1.5 billion–RMB 1.8 billion; adjusted net loss was guided at RMB 42.7 million–RMB 47.4 million.
First-half results and operating trends
Cheche posted first-half 2026 net revenues of RMB 885 million, down 34.4% year over year on business portfolio restructuring.
- Gross margin rose to 6.5% from 4.9%, a 1.6 percentage-point lift as NEV premiums grew to 31% of written premiums.
- Net loss widened to RMB 44.1 million; loss per share was RMB 18.57.
- NEV partnerships totaled 18, generating 1,049,000 policies; NEV written premium reached RMB 3.2 billion, up 23.7%.




