Chubb Q4 EPS Jumps 24.9% to $7.52 on $15.3B Revenue
Chubb reported Q4 2025 core operating income of $7.52 per share, beating estimates by 13.9% and rising 24.9% year over year. Fourth-quarter revenues increased 7.4% to $15.3 billion, driven by stronger underwriting profit, robust premium growth and record investment income.
1. Strong Earnings Performance
Chubb’s core operating income for the fourth quarter reached $7.52 per share, marking a 24.9% increase year over year and outpacing consensus estimates by 13.9%. This surge reflects effective cost management and improved underwriting margins across key product lines.
2. Revenue Growth and Mix
Total operating revenues climbed 7.4% year over year to $15.3 billion, surpassing forecasts by 1.7%. Growth was broad-based, with both property and casualty premiums contributing to the top-line advance.
3. Key Growth Drivers
Underwriting profit strengthened on lower loss ratios, while net premiums rose on higher new business volumes. Investment income hit a record high as average invested assets and yields improved, providing a significant boost to overall profitability.