Citi Raises Chubb Price Target to $385 on Earnings Upgrade

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On February 9, Citi raised Chubb’s price target to $385 from $335, citing stable margin trends and technology-driven cost savings. In Q4, Chubb’s core operating income rose to $2.98B ($7.52/share) from $2.45B ($6.02), driven by stronger investment returns and lower catastrophe losses.

1. Citi's Price Target Boost

On February 9, Citi increased Chubb’s price target to $385 from $335 and reiterated a Buy rating after raising earnings estimates based on stable margin trends and anticipated savings from technology investments.

2. Fourth-Quarter Financial Results

Chubb reported core operating income of $2.98 billion, or $7.52 per share, in the quarter ended December 31, up from $2.45 billion, or $6.02, year-over-year, reflecting stronger investment returns and reduced catastrophe losses.

3. Key Earnings Drivers

The upgraded earnings forecasts reflect consistent margin stability and cost efficiencies from digital initiatives, while resilient insurance demand continues to be supported by growing client focus on climate-related and cyber risk protection.

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