Citizens Community Bancorp posted GAAP net income of $1.1 million in Q2 2026, down from $3.76 million in Q1 2026.
GAAP diluted EPS fell to $0.11 from $0.39, while pre-tax income slid to $1.24 million from $4.63 million.
Provision for credit losses rose to $4.33 million from $750,000, lifting pre-provision net revenue to $5.56 million from $5.38 million.
Net interest income increased to $13.5 million from $13.01 million, while net interest margin widened to 3.22% from 3.18%.
Total deposits were $1.55 billion at June 30, 2026, down from $1.57 billion at March 31, 2026, while total gross loans rose to $1.39 billion from $1.36 billion.