Citizens Financial Services Q1 EPS $2.16, Net Interest Income Reaches $29.8M
Citizens Financial Services posted Q1 net income of $10.4 million and EPS of $2.16 on revenue of $44 million, with net interest income of $29.8 million topping forecasts. Full-year 2026 revenue estimates have been reduced to $102.6 million while EPS projections rose to $7.81.
1. Q1 2026 Earnings Results
Citizens Financial Services reported Q1 net income of $10.4 million, EPS of $2.16 and total revenue of $44 million, including net interest income of $29.8 million that exceeded forecasts.
2. Full-Year Estimate Revisions
Revenue forecasts for 2026 have fallen from $103.4 million to $102.6 million over the past quarter, while EPS estimates have increased from $7.70 to $7.81 per share.
3. Price Targets and Ratings
Analysts set an average one-year target of $69, implying roughly 2.7% upside from current levels, while a proprietary valuation model suggests potential downside to $58.50; the average brokerage rating remains Outperform.