Comerica Bank Achieves Outstanding CRA Rating with $8.3B in Loans and $250M Investments

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Comerica Bank received an ‘Outstanding’ rating in the Federal Reserve Board’s 2025 CRA Performance Evaluation covering July 1, 2023–March 31, 2025. It recorded 7,200 mortgages ($1.8B), 11,500 small business loans ($2.8B) and 800 community development loans ($3.7B), donated $10.9M, invested $250M+ and provided 19,000 education hours.

1. Federal Reserve Board Awards Comerica Bank Outstanding CRA Rating

Comerica Bank received the highest overall “Outstanding” rating in its 2025 Community Reinvestment Act Performance Evaluation by the Federal Reserve Board. The review covered Home Mortgage Disclosure Act and CRA small business lending data for 2023 and 2024, as well as community development loans, investments and services from July 1, 2023 to March 31, 2025. Key achievements included 7,200 mortgage loans totaling $1.8 billion and 11,500 small business loans totaling $2.8 billion inside designated assessment areas; 800 community development loans amounting to $3.7 billion (with 84% by count focused on economic development); over $260 million in combined donations and investments; and 19,000 employee hours devoted to financial education and small business technical assistance for low- to moderate-income communities. The bank also highlighted its Comerica BusinessHQ incubator in Southern Dallas, which has supported 4,387 members with coworking space and technical resources since early 2023.

2. Comerica Reports Fourth Quarter and Full-Year 2025 Results

In a Form 8-K filing with the Securities and Exchange Commission, Comerica Incorporated detailed its fourth quarter and full-year 2025 financial performance. The company opted not to host an earnings call due to its pending merger with Fifth Third Bancorp. As of December 31, 2025, Comerica reported total assets of $80.1 billion. The firm attributed quarter-on-quarter net interest income and fee income growth to improved deposit margins and enhanced client activity, which more than offset modest declines in average loan balances and a rise in operating expenses tied to technology investments and expanded compliance staffing.

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