The Federal Reserve Board awarded Comerica Bank an "Outstanding" rating in its 2025 Community Reinvestment Act performance evaluation, covering activities from July 1, 2023, through March 31, 2025. Key achievements included 7,200 mortgage loans totaling $1.8 billion and 11,500 small business loans of $2.8 billion within assessment areas; 800 community development loans of $3.7 billion (84% for economic development); and 1,000 community development donations and investments totaling $261 million. Comerica employees contributed 19,000 hours of financial education and technical assistance, while its BusinessHQ incubator in Dallas served over 4,387 members since early 2023.

Comerica reported fourth-quarter results that exceeded consensus estimates, driven by a rise in net interest income and fee generation. Net interest income benefited from a higher yield on earning assets, while noninterest income grew on increased transaction and service fees. Loan balances declined, reflecting a strategic tightening of underwriting standards, and noninterest expenses rose due to investments in technology and compliance. The bank cited disciplined cost management and revenue diversification as key contributors to outperformance.

At December 31, 2025, Comerica held total assets of $80.1 billion, marking a modest increase from a year earlier. Commercial loan portfolios in Texas and California remain the largest contributors, offset by reductions in consumer installment lending. Liquidity metrics remain robust, with high-quality liquid assets representing a substantial portion of funding sources. The bank’s efficiency ratio improved slightly, reflecting controlled expense growth against the backdrop of rising revenues.