Commerce Bancshares Raises Dividend 5% to $0.2750, Reports 3.4% Q4 Income Growth
Commerce Bancshares declared a dividend of $0.2750 per share (5% increase), marking its 58th consecutive increase, payable March 24 with record date March 6. In Q4 2025, net income rose 3.4% to $140.7M and diluted EPS rose 5.2% to $1.01 on 6.2% NII growth and 3.5% loan growth to $17.7B.
1. Dividend Increase
Commerce Bancshares declared a dividend of $0.2750 per share, a 5% increase marking its 58th consecutive raise, with payment scheduled for March 24 and record date March 6.
2. Q4 Financial Results
In Q4 2025, net income rose 3.4% to $140.7M and diluted EPS rose 5.2% to $1.01, driven by a 6.2% increase in net interest income and an 11 basis-point improvement in net interest margin to 3.60%.
3. Loan and Deposit Growth
The bank’s loan book grew 3.5% YoY to $17.7B, supported by 6.0% growth in business loans and 5.4% growth in consumer loans, while deposits increased by $0.7B to $25.6B.