Commerce Bancshares posts investor presentation highlighting $35.3 billion in assets, 16.85% Tier 1 capital ratio
CBSH•Investor presentation highlights assets, capital and business priorities
Commerce Bancshares highlighted USD 35.3 billion in total assets, USD 27.9 billion in deposits, and USD 20.8 billion in loans.
The company said its Tier 1 common risk-based capital ratio was 16.85% as of June 30, 2026, and its return on average common equity was 13.96%.
Fee revenue represented 37% of total revenue year-to-date, and the company said it is focused on scaling its wealth management and national payments businesses.
It also outlined technology investment priorities including core banking implementation, API strategy acceleration, digital deposit account opening, and data analytics modernization.
Commerce Bancshares reported USD 26.5 billion of low-cost deposits excluding CDs over USD 100,000, and cited peer-leading historical deposit betas.




