Community West Bancshares Q2 FY26 net income drops 65.59% to $2.7 million; net interest margin widens 26 basis points to 4.56%

Community West Bancshares posted GAAP net income of $2.7 million for the quarter ended June 30, 2026, down 65.59%.

GAAP diluted EPS fell to $0.10, while net interest income before credit-loss provisions climbed 52.87% to $50.9 million.

The net interest margin widened 26 basis points to 4.56%.

The credit-loss provision widened to $5.64 million from $90,000 in the prior quarter; net loan charge-offs were $5.5 million.

Non-interest income swung to a loss of $2 million from income of $2.36 million a year earlier on a $5.9 million securities sales loss.

Total assets rose 36.42% to $5.03 billion from Dec. 31, 2025, reflecting the April 1 merger with United Security Bancshares.