ConnectOne Bancorp reported Q4 2025 earnings of $0.83 per share, compared with the Zacks Consensus Estimate of $0.74 and up from $0.52 in Q4 2024, representing a 60% year-over-year increase. The outperformance reflected continued expansion of the bank’s net interest margin, which rose 15 basis points sequentially as loan yields outpaced funding costs, and disciplined expense management that held noninterest expense growth to under 5% despite investments in digital initiatives. Net income for the quarter increased to $28.5 million, up from $18.5 million a year earlier, driven by higher recurring revenue and modest credit costs.