Consumers Bancorp Q4 FY26 net income rises 29% to $3 million; net interest income climbs 11.2% to $10.3 million
CBKM•Quarterly and full-year results
- Consumers Bancorp posted Q4 FY2026 net income of $3 million, up 29%, with EPS rising to $0.94.
- Net interest income climbed 11.2% to $10.3 million; net interest margin widened 0.08 percentage points to 3.47%.
- FY2026 net income rose 28.8% to $11.2 million; ROE was 13.11% and ROA was 0.92%.
Balance sheet and management commentary
- Loans grew 15.3% to lift total assets to $1.28 billion; deposits increased 8.1% and non-performing loans were 0.07%.
- CEO Ralph J. Lober II cited record loan commitments; plans advanced for a first Mahoning County branch and a Belden Village relocation.




