Credicorp 2Q26 net profit attributable to shareholders rises 8.8% YoY to S/ 1.98 billion; ROE slips 0.4 percentage point YoY to 20.3%
BAP•Loan and deposit growth
Total loans rose 13.1% year over year to S/ 159.43 billion, while deposits increased 17.7% to S/ 182.12 billion.
Asset quality and guidance
Asset quality improved, with the NPL ratio at 4.1% versus 5.0% a year earlier. 2026 ROE guidance stayed around 19.5%.
Net interest income and margin
Net interest income climbed 13.3% year over year to S/ 4.1 billion, lifting net interest margin by 0.21 percentage point to 6.63%.
2Q26 net profit and ROE
Credicorp posted 2Q26 net profit attributable to shareholders of S/ 1.98 billion, up 8.8% year over year and down 3.9% quarter over quarter.
