Credicorp 3Q26 net profit attributable to shareholders rises 11% to S/ 1.93 billion
BAP•Credicorp’s 3Q26 net income attributable to shareholders rose 11% year over year to S/ 1.93 billion. Net interest income increased 18% to S/ 4.34 billion, while the company reaffirmed its FY26 return-on-equity guidance of around 19.5%.
1. Quarterly results
Credicorp’s 3Q26 net income attributable to shareholders rose 11% year over year to S/ 1.93 billion. Net interest income climbed 18% to S/ 4.34 billion, driven by loan growth at BCP and Mibanco. Credit-loss provisions increased 37% to S/ 828.14 million, partly reflecting additional El Niño provisioning.
2. Loans and outlook
Total loans grew 15% year over year to S/ 166.16 billion, while the nonperforming loan ratio fell to 3.9%. Management reaffirmed FY26 return-on-equity guidance of around 19.5% and its medium-term expectation of around 22%.
