Credicorp posts transcript of Q2 2026 earnings call

BAP•2026-08-17

Credicorp’s 2Q 2026 earnings call featured CEO Gianfranco Ferrari, CFO Alejandro Perez-Reyes, CIO Francesca Raffo, CRO Cesar Rios.
Medium-term ROE target raised to about 22%; 2Q ROE 20.3% on 13.1% loan growth, NIM 6.6%, NPL ratio 4.1%.
El Niño provisions totaled PEN 106 million, adding 27 bps to cost of risk; direct exposure to affected clients estimated near 9%.
Full-year loan growth outlook lifted to about 12%; management expects double-digit growth in retail and wholesale absent El Niño disruption.
Yape reached 16 million monthly active users; loans PEN 1.8 billion, revenue per month PEN 11.1; lending now 28% of revenue.

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