DartPoints flags operational resilience gap for regional banks despite audit-ready disaster recovery programs
XLF•Testing and infrastructure choices urged
Tabletop exercises were described as insufficient, with the analysis urging integrated testing that validates end-to-end service continuity under simultaneous failures.
It framed resilience as a board-level risk tolerance decision, citing third-party concentration risk and advocating distributed infrastructure such as regional colocation or private hosted cloud.
Disruptions can cascade across multiple systems
The report warned disruptions now cascade across cloud, core processors, payments, telecom, authentication, and branch operations, raising continuity risk beyond RTO-based recovery plans.
DartPoints says recovery plans may not equal resilience
DartPoints analysis flagged a widening gap in regional banking between audit-ready disaster recovery programs and real operational resilience during live disruptions.
CrowdStrike outage cited as an example of third-party risk
The study pointed to the July 2024 CrowdStrike outage as evidence that trusted third-party failures can knock out critical systems despite mature compliance frameworks.
