Dime Community Bancshares will report fourth quarter 2025 results before U.S. market open on January 21, 2026. The company’s President and CEO, Stuart Lubow, will host a live conference call at 8:30 a.m. ET the same day to review financial performance and answer investor questions. Participants can join via webcast or telephone by registering in advance; a replay will be available on demand for 12 months following the call.

As of December 31, 2025, Dime Community Bancshares held more than $14 billion in total assets and maintained the top deposit market share among community banks in Kings, Queens, Nassau and Suffolk counties. The bank’s asset base has grown by approximately 8% year-over-year, driven by steady loan originations in multifamily and commercial real estate segments within the New York metropolitan area.

The board declared a quarterly cash dividend on common stock, payable in February, marking the company’s 48th consecutive dividend payment. Dime’s CET1 capital ratio stood at 10.8% at year-end, exceeding regulatory requirements and providing a buffer for potential credit cost volatility. Investor Relations inquiries can be directed to CFO Avinash Reddy at avinash.reddy@dime.com or 718-782-6200 ext. 5909.

Analyst consensus indicates limited upside for a surprise beat, as Dime lacks both a meaningful reduction in funding costs and an unexpected pickup in non-interest income this quarter. Net interest margin is projected to compress by 10 basis points sequentially, while non-interest revenue is forecast to decline by 5% versus the prior period. Management commentary on balance sheet mix and cost control during the January 21 call will be critical for setting expectations for 2026.