ECB Bancorp Q2 FY26 net income more than doubles to $3.26 million year over year; diluted EPS rises to $0.39
ECBK•Q2 FY26 earnings and margin improvement
ECB Bancorp posted net income of $3.26 million, more than doubled from the year-earlier quarter, with diluted EPS of $0.39.
Net interest and dividend income rose 31% year over year to $10.04 million, while net interest margin widened 0.37 percentage points to 2.45%.
Balance sheet growth and branch expansion
Total assets climbed 10.36% from a year earlier to $1.67 billion, with total loans up 8.66% to $1.39 billion.
Total deposits increased 11.71% to $1.19 billion; management highlighted a planned expansion into Medford tied to an upcoming new branch opening.
