Employers Holdings Debuts A-Rated Excess Workers’ Compensation Product with Predictive Analytics
Employers Holdings launched an Excess Workers’ Compensation product for large self-insured employers, pools and public entities, featuring specific and aggregate coverage with predictive analytics and real-time claims visibility. Underwritten by its A-rated Employers Assurance Company, the offering also provides industry benchmarking, on-demand loss prevention services and strategic program guidance.
1. Excess Workers’ Compensation Product Launch
Employers Holdings expanded its portfolio with a new Excess Workers’ Compensation insurance product designed for large self-insured employers, groups, pools and public entities nationwide. This launch marks the company’s entry into the self-insurance market segment, leveraging over a century of workers’ compensation expertise to address evolving client needs.
2. Advanced Risk Management Features
The product integrates specific and aggregate excess coverage with predictive and prescriptive claims analytics, real-time claims visibility and industry benchmarking. Clients also gain on-demand loss prevention and risk advisory services alongside strategic guidance on program structure and risk financing to optimize total cost of risk.
3. Underwriting, Rating and Availability
The program is underwritten by Employers Assurance Company, which holds an A (Excellent) rating from A.M. Best Company. Excess Workers’ Compensation coverage is now available in select jurisdictions, with detailed underwriting appetites, attachment points and service offerings accessible to qualified self-insured organizations.