Encore Capital Shares Fall 3.2% After 92,000 February Job Loss; Q4 Revenue Jumps 78.3%
Shares dropped 3.2% after the U.S. economy lost 92,000 jobs in February versus a 60,000 gain forecast, pushing unemployment to 4.4% and raising borrower credit risk concerns. In Q4 2025, revenue climbed 78.3% to $473.6 million and EPS hit $3.37, surpassing estimates by 12.2% and 51.1%, respectively.
1. Jobs Report Impact
Shares of Encore Capital Group dropped 3.2% after the U.S. economy shed 92,000 jobs in February versus expectations for a 60,000 gain, sending the unemployment rate to 4.4% and heightening concerns about borrowers' ability to service debt and credit risk across its portfolio.
2. Q4 2025 Earnings Performance
In the fourth quarter of 2025, Encore Capital Group reported revenue of $473.6 million, marking a 78.3% year-over-year increase and exceeding the $422.2 million consensus by 12.2%. Earnings per share rose to $3.37, beating the $2.23 estimate by 51.1% and reversing a year-ago loss of $9.42 per share.
3. Stock Performance Trends
Encore Capital’s shares have experienced notable volatility, with 18 moves greater than 5% in the past year. The stock is up 24.9% for the year, trading near its 52-week high of $73.75, and a $1,000 investment five years ago would now be worth $1,729.