Equifax: Total U.S. consumer debt rises 2.1% to $18.25 trillion in June 2026 - EFX News | RalliesEquifax: Total U.S. consumer debt rises 2.1% to $18.25 trillion in June 2026
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EFX• Auto loans and bankcard balances
- Auto loan and lease balances rose 2.9% to $1.72 trillion; severe delinquency (60+ days) edged down to 1.42%.
- Bankcard balances increased 3.9% to $1.11 trillion; utilization slipped to 20.4% as severe delinquency fell to 2.71%.
June 2026 credit trends show consumer debt growth
- Equifax June 2026 credit trends showed total U.S. consumer debt at $18.25 trillion, up 2.1% year over year.
- Mortgage balances reached $13.51 trillion, representing 74.1% of total debt, reinforcing housing credit as the dominant exposure.
- Non-mortgage debt totaled $4.73 trillion; auto loans and leases accounted for 36.5% of that mix.
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