ES Bancshares Q2 FY26 net income drops to $882,000; net interest margin widens 4 bps to 3.1% - ESBS News | RalliesES Bancshares Q2 FY26 net income drops to $882,000; net interest margin widens 4 bps to 3.1%
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ESBS• Quarterly results
- ES Bancshares posted net income of $882,000 in 2Q26, down from $1.1 million in the prior linked quarter; diluted EPS fell to $0.13.
- Net interest margin widened 4 basis points to 3.10%, while net interest income slipped to $4.67 million from $4.7 million.
- Non-interest income declined to $317,000 from $366,000, mainly on lower service charges and fees on loans.
Balance sheet and capital actions
- Book value per share rose to $7.64, marking a ninth straight quarterly increase; 40,000 shares were repurchased for $237,400.