Esquire Bank Tops Raymond James Cup with 2.43% ROAA, 19.4% ROTCE, 6.02% NIM
Esquire Financial ranked first in the 2025 Raymond James Community Bankers Cup, leading 191 peer banks with 2.43% return on average assets, 19.41% return on average tangible equity and 6.02% net interest margin. The Bank’s stock delivered 28.4% one-year, 135.9% three-year and 431.9% five-year returns.
1. Community Bankers Cup Victory
Esquire Financial achieved the top ranking in the 2025 Raymond James Community Bankers Cup, outperforming 190 peers with assets between $500 million and $10 billion. The recognition marks eight consecutive years as the top-performing U.S. community bank based on profitability, operational efficiency and balance sheet strength.
2. Strong Financial Metrics and Stock Performance
In 2025, the bank posted a 2.43% return on average assets, a 19.41% return on average tangible common equity and a 6.02% net interest margin, placing it in the top 1% to 3% of competitors. Its shares returned 28.4% over one year, 135.9% over three years and 431.9% over five years.
3. Strategic Expansion and Outlook
Leadership highlights the national business model and specialized technology platforms that serve litigation and small business markets. The recently announced Signature Bank merger will expand its presence in Chicago and the Midwest, positioning the bank to capture further growth in underserved sectors.