Exchange Bank Q2 FY26 net income rises 3.61% to $7.3 million
EXSR•Q2 FY26 net income rises
Exchange Bank posted Q2 2026 net income of $7.3 million, up 4.29% from the year-earlier quarter.
Balance sheet and capital
Total assets slipped 2.62% to $3.2 billion, while deposits declined 4.21% to $2.75 billion.
On-balance-sheet liquidity totaled $773.6 million, while the total risk-based capital ratio stood at 20.2%.
Revenue and expense trends
Net interest income rose 7.7% to $24.2 million, while non-interest income fell 6.06% to $6.2 million.
Non-interest expense increased 4.6% to $20.6 million, lifting provision for credit losses to $100,000 from no provision.
